Reading time: 3 minutes

Does someone owe you money in Queensland? Are you seeking to enforce a payment in QLD? It is necessary to understand debt recovery and the procedures involved in enforcing payment to ensure you recover the money owed to you.

Various Queensland adjudication bodies and tribunals require registering their judgments and orders before parties can enforce them. In Queensland, the National Consumer Credit Protection Act (Cth) applies, which sets out responsible lending obligations and procedures to recover debts.

Letter of Demand

Before lodging your claim with a tribunal or adjudication body, a Letter of Demand is generally the first step taken.  A Letter of Demand is a formal request that the debtor pays you an outstanding debt. This Letter of Demand, sent to the person who owes you money, should advise the amount due and request that he or she pay the outstanding amount within a reasonable time (for example, 14 days).

A carefully drafted Letter of Demand by a dispute resolution lawyer can be very useful in saving time and money. A Letter of Demand encourages debtors to not only pay their debts but also avoids the cost of the litigation process. If you run a business, we can assist you in drafting a Letter of Demand that you can reuse.

How to Enforce a Payment with QCAT

The Queensland Civil and Administrative Tribunal (QCAT) manages disputes in a relatively quick and inexpensive manner and is ideal for minor civil debt disputes. In addition to debt recovery, QCAT also handles residential tenancy terminations, domestic and commercial building disputes and all other monetary and non-monetary decisions. A LegalVision litigation lawyer can ensure you have the right paperwork to enforce the dispute order. 

You are first required to have a certified copy of the tribunal order which QCAT must stamp to confirm it is a true copy, as well as an affidavit signed by you confirming that the amount is outstanding. There are no fees involved with filing the order and affidavit with the courts.

How to Enforce a Payment with the Queensland Magistrates Court

You can also enforce a payment through the Queensland Magistrates Court. After entering into a judgment to recover money,  the enforcement creditor (i.e. the person owed money) can apply to issue an enforcement warrant. An enforcement warrant allows the creditor to recover the debt, either by seizing or selling property. Money can also be redirected to the enforcement debtor from a debtor’s salary. In Queensland, creditors can start court proceedings in the District Court for disputes up to $750 000, the Magistrates Court for disputes up to $150 000 or QCAT or claims up to $25,000.


If you need help responding to a summons, or if someone owes you a debt in which you wish to enforce through a Letter of Demand, we can assist. Our litigation lawyers are experienced in understanding debt enforcement actions in Queensland. Call us today on 1300 544 755 for a fixed-fee obligation free or contact us through the form on this page.


New Kid on the Blockchain: Understanding the Proposed Laws for Crypto, NFT and Blockchain Projects

Wednesday 25 May | 10:00 - 10:45am

If you operate in the crypto space, ensure you understand the Federal Government’s proposed licensing and regulation changes. Register today for our free webinar.
Register Now

How to Expand Your Business Into a Franchise

Thursday 26 May | 11:00 - 11:45am

Drive rapid growth in your business by turning it into a franchise. To learn how, join our free webinar. Register today.
Register Now

Day in Court: What Happens When Your Business Goes to Court

Thursday 2 June | 11:00 - 11:45am

If your business is going to court, then you need to understand the process. Our free webinar will explain.
Register Now

How to Manage a Construction Dispute

Thursday 9 June | 11:00 - 11:45am

Protect your construction firm from disputes. To understand how, join our free webinar.
Register Now

Startup Financing: Venture Debt 101

Thursday 23 June | 11:00 - 11:45am

Learn how venture debt can help take your startup to the next level. Register for our free webinar today.
Register Now

About LegalVision: LegalVision is a commercial law firm that provides businesses with affordable and ongoing legal assistance through our industry-first membership.

By becoming a member, you'll have an experienced legal team ready to answer your questions, draft and review your contracts, and resolve your disputes. All the legal assistance your business needs, for a low monthly fee.

Learn more about our membership

Need Legal Help? Submit an Enquiry

If you would like to get in touch with our team and learn more about how our membership can help your business, fill out the form below.

Our Awards

  • 2020 Innovation Award 2020 Excellence in Technology & Innovation Finalist – Australasian Law Awards
  • 2020 Employer of Choice Award 2020 Employer of Choice Winner – Australasian Lawyer
  • 2020 Financial Times Award 2021 Fastest Growing Law Firm - Financial Times APAC 500
  • 2020 AFR Fast 100 List - Australian Financial Review
  • 2021 Law Firm of the Year Award 2021 Law Firm of the Year - Australasian Law Awards
  • 2019 Most Innovative Firm - Australasian Lawyer