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What Can I Do if an NDIS Participant Has Damaged an SIL House?

In Short

  • Service providers may be liable for damage to Supported Independent Living (SIL) houses caused by tenants under the NDIS.
  • Clear agreements specifying responsibilities and expectations for property management can help manage risks.
  • Implementing preventative measures and regular maintenance can minimise potential property damage.

Tips for Businesses

Safeguard your property by drafting detailed agreements with tenants, outlining responsibilities and expected behaviour, and ensuring proper insurance cover. Regular property checks and maintenance can help prevent damage. Training staff to address issues promptly can also reduce liability risks.


Table of Contents

When a participant in the National Disability Insurance Scheme (NDIS) causes damage to a Supported Independent Living (SIL) house, it may create complex legal and practical challenges. This article outlines the steps that SIL providers, landlords, and other stakeholders can take to address the situation effectively while ensuring the rights and needs of all parties.

What is a Supported Independent Living House?

SIL houses are residential properties where NDIS participants receive support to live as independently as possible. These arrangements are crucial for many individuals with disabilities, providing them with a stable living environment and necessary support services. However, instances of property damage can occur, ranging from accidental incidents to damage caused by more serious behavioural issues. SIL providers and landlords have legitimate interests in protecting their property and ensuring a safe environment for all residents.

As a SIL provider, you have duties to both maintain your properties and support your participants’ needs. When property damage occurs, it is essential to approach the situation with a clear understanding of these dual obligations. You should respond in a measured and professional way, focusing on both immediate solutions and long-term prevention.

It is also important to ensure that all residents who share a home are compatible and that the home is suitable for the needs of the participants residing in the home.

Initial Response and Immediate Next Steps 

1. Ensure Safety 

Your first priority is to ensure the safety of all residents, staff, and the participant who caused the damage. If there is any risk of harm, contact emergency services immediately.

2. Document the Damage

Take detailed photographs and prepare comprehensive incident reports that capture not just the damage itself, but the circumstances surrounding it. This documentation serves multiple purposes – it is crucial for insurance claims, supports NDIS reporting when required, and helps identify patterns that could guide future support needs. Ensure you record all relevant details, including when the damage occurred, who was present, and any immediate actions taken. You should store this information securely and follow privacy regulations, as it may contain sensitive participant details.

3. Report the Incident 

SIL providers must submit a detailed incident report to the NDIS Quality and Safeguards Commission if the damage meets reportable incident criteria. They need to document all relevant details, including the date, time, location, extent of damage, and any witnesses. The provider should notify their supervisor, the participant’s support coordinator, plan manager, and family, where appropriate, provided that you have the consent of the participant or the legal decision maker to contact and discuss their needs with third parties. They must also inform their insurance provider and maintain comprehensive records of all communications and actions taken following the incident.

4. Safety and Risk Assessment

Following any incident of property damage, conducting a thorough safety assessment is crucial. Consider whether the damage poses any immediate risks to participants or staff. This might include structural damage, electrical hazards, or problems with essential facilities. In some cases, you may need to arrange temporary alternative accommodation while a contractor or repair team carries out the repairs.

You should also consider whether there are steps that you should take as a provider to ensure the safety of the participants and minimise damage to your property.

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Potential Recovery Options

Several pathways exist for recovering costs associated with property damage. The most appropriate route often depends on the circumstances of the damage, the terms of your service agreement and the relevant laws of the state in which your SIL house is located.

Insurance Claims

Your organisation’s insurance policy should be your first consideration. Most SIL providers maintain comprehensive insurance that covers property damage. Review your policy carefully to understand what it covers and what excess may apply. Submit claims promptly and include all relevant documentation.

NDIS Plan Utilisation

Working with the participant’s support coordinator, explore whether existing NDIS funding can contribute to repairs. In situations where damage results from inadequate support, you might need to consider requesting a plan review to secure additional funding. It may also be necessary to involve a positive behaviour practitioner if there are behaviours of concern.  An occupational therapist may also be able to assist with recommendations for modifications to the home. 

Direct Recovery

In some cases, you may need to consider seeking direct recovery of costs from the participant. However, you should approach this carefully, taking into account the participant’s capacity to pay and making sure any arrangements remain fair and reasonable. In some states, such as Victoria, the law limits whether you can claim damage if the participant’s disability caused it.

While legal action should generally be a last resort, it is important to understand your rights and options:

  • in some cases, it may be possible to pursue a civil claim for damages. However, you should consider this carefully, given the potential impact on the participant and the ongoing relationship;
  • SIL providers have a duty of care to their residents. Ensure that any actions taken in response to property damage do not breach this duty; and
  • your service agreement should clearly outline responsibilities regarding property damage. Review this document carefully when incidents occur, but remember that any response must be reasonable and proportionate.

Balancing Rights and Responsibilities

Addressing property damage in SIL houses requires a balance between protecting the rights of the NDIS participant and safeguarding the interests of the SIL provider and other residents. It is crucial to approach each situation on a case-by-case basis, considering the individual circumstances and needs of the participant involved.

SIL providers should strive to maintain a supportive and inclusive environment while also implementing fair and transparent processes for addressing property damage. This may involve open communication, collaborative problem solving and conducting regular reviews.

Prevention and Support Strategies

Preventing future damage is often more cost-effective than managing repeated incidents. This requires a comprehensive approach.

Behaviour Support and Home Modifications

If there is a positive behaviour plan in place, it may be necessary for you to liaise with the positive behaviour support practitioner (assuming you have the required consents) to review and update the behaviour support plan.  Consider whether additional support or different strategies might help prevent future incidents. This might involve working with behaviour support practitioners to develop new approaches or modify existing strategies.

Also, consider necessary home modifications to create a more supportive environment. These could include installing durable, mark-resistant flooring to withstand potential damage, widening doorways to improve accessibility and reduce frustration, and implementing other participant-specific adaptations. An occupational therapist can advise on any necessary home modifications. 

Risk Management and Environmental Modifications

Risk management strategies can include individualised behaviour support plans that address potential triggers and outline specific preventative measures when the participant’s plan requires funding. If the plan does not include funding for behaviour support, you may want to talk with the participant and relevant decision makers about submitting a change of circumstance to request behaviour funding.

You can also consider whether physical modifications to the property could help prevent damage. This might include installing more durable materials, adding protective features, or making changes to accommodate specific sensory needs.

Staff Training

Make sure your staff receive proper training in de-escalation techniques and know how to handle situations that could lead to property damage. If a positive behaviour support plan exists, train all staff members working in a SIL house to implement it effectively. Ongoing professional development in this area can help reduce the frequency of incidents. Since states currently regulate SIL houses, you will need to manage an added layer of complexity. Learn the specific residential tenancy laws in your state, and make sure your staff understand them too, as these laws affect how you can legally respond to and manage property damage.

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NDIS Service Agreement Fact Sheet

This fact sheet will help you to identify the key terms you must include in your NDIS service agreement.

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Key Takeaways

When an NDIS participant damages an SIL house, it is essential to respond promptly, professionally, and compassionately in line with all relevant laws and regulations. By following proper procedures, engaging constructively with all stakeholders, and focusing on long-term solutions, SIL providers may effectively manage these challenging situations. The key is balancing property protection with participant care, ensuring all responses are professional and proportionate while maintaining duty of care obligations. 

SIL providers must also remain vigilant and proactively monitor for any changes in NDIS regulations and guidelines relating to SIL houses, both from the NDIS and under the relevant State laws. These changes could impact how incidents of property damage are managed, reported, or prevented. Regularly review official NDIS communications, attend industry briefings, and consider designating a team member to track regulatory updates.

If you need help running a SIL house, our experienced NDIS lawyers can assist as part of our LegalVision membership. For a low monthly fee, you will have unlimited access to lawyers to answer your questions and draft and review your documents. Call us today on 1300 544 755 or visit our membership page.

Frequently Asked Questions

What should I do if an NDIS participant damages a Supported Independent Living (SIL) house?

Start by ensuring everyone is safe, then document the damage and report the incident to the NDIS Quality and Safeguards Commission (if required). You should also notify your insurer, conduct a risk assessment, and inform relevant parties like the participant’s support coordinator, provided you have their consent.

Can I recover the cost of repairs when a participant damages the SIL house?

Yes, you may be able to claim through insurance, use NDIS plan funding, or, in limited cases, seek direct recovery from the participant. However, recovery options depend on your service agreement, state law, and the participant’s circumstances, particularly if the damage relates to their disability.

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Madison Cali

Madison Cali

Lawyer | View profile

Madison is a Lawyer at LegalVision in the Disputes and Litigation team. She graduated from Macquarie University with a Bachelor of Commerce, majoring in Professional Accounting, and a Bachelor of Laws. Madison specialises in debt recovery assistance and provides advice on Marketing Law, in particular, the application of the Australian Consumer Law.

Qualifications: Bachelor of Laws, Bachelor of Commerce, Macquarie University. 

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